Staffing Agency Workers Compensation Part 2: The Most Common Claims
In part 1 of this two part blog post, we looked at the staffing agency workers compensation risks that your clients face due to their temporary employees and the jobs that they are assigned to. Other information that is helpful for your clients to know includes what the top claims are in workers compensation, whether it’s coming from their temporary employees or their in-house employees.
Each and every state has its own staffing agency workers compensation laws, which offer several benefits that can include medical cost reimbursement, payment to an employee if they are forced to take time off of work, and/or the cost of reassigning the injured employee. Some of the most common staffing agency workers compensation claims that your clients should be aware of are as follows:
Injuries caused by carrying, lifting, lowering or pushing. While this risk is greater in certain industries, such as construction or manufacturing, an employee can easily hurt themselves by lifting and twisting the wrong way in any type of work setting. Your staffing agency clients should be sure to train their in-house employees on proper lifting and carrying techniques to potentially minimize the risks of this type of claim.
Injuries caused by tripping or slipping. Just like lifting injuries, these can happen in any field of work. Maintaining a clean and organized office environment will help your client protect their in-house employees from this risk.
Accidents caused by vehicles. Automobile car accidents are common workplace hazards. While your client’s temporary and in-house employees are not able to make claims for any vehicle damage if the vehicle belongs to them, they can make a claim if they are injured in a car accident en route to or from work or an assignment.
Workplace violence. Unfortunately, on occasion an employee will be injured due to workplace violence. According to the Occupational Safety & Health Administration (OSHA), nearly 2 million American workers report having been victims of workplace violence each year. Both temporary employees and in-house employees can make a staffing agency workers compensation claim for personal injury caused as a result of assault by his or her employer or co-worker.
World Wide Specialty Programs is the leading provider of insurance for the staffing industry. From General Liability to Temporary Employee Workers Compensation, we make it our mission to educate the staffing industry on the best coverage plans for them. Please contact us today at (877) 256-0468 for more information.