WWSPI Insurance

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Professional Liability (Errors & Omissions)

This policy protects the Staffing Firm for legal actions alleging financial loss arising from the placement of and the services performed by contract workers – from administrative and blue collar to professionals, including but not limited to: architects, engineers, accountants, attorneys, IT placements, medical professionals* and home healthcare.

Designed to respond to the diversity of the staffing industry at large, including but not limited to Contract/Temporary Placements, Direct Hire, PEO, ASO, VMS, Payrolling.

Offered on an Occurrence Form or optional Claims Made.

*Not available for the services of doctors or dentists.

Highlights:

  • Individual Policy – separate limits
  • Deductible aggregate available
  • Additional Insured status available with the ability to remove Insured vs. Insured exclusion
  • Occurrence Form OR optional Claims Made – Both with Defense outside the limits
  • Duty to Defend
  • Innocent Insured Provision
  • Coverage can be written for staffing firms engaged exclusively in medical placements (placement of doctors & dentists excluded)
  • Coverage for IT professionals includes actions arising out of copyright, trademark, service mark, trade dress or trade name
  • IT coverage has NO restrictions for network security violations arising out of IT professional’s acts, and does not exclude chat rooms
  • Damage to client’s electronic data is covered
  • Coverage to PEO for services provided to clients
  • Coverage to PEO for defense of claims arising out of actions/activities of PEO workers
  • World Wide Coverage for claims brought anywhere in the world

Submission Requirements:

  • World Wide Staffing Industry Insurance Application
  • Currently valued – 3 years carrier loss runs
  • Copy of Employee Manual or Employee Handbook

For more information, please call (877) 256-0468 or email us today, or fill out the convenient form on this page.

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