Staffing General Liability Insurance

Commercial General Liability (CGL) insurance. General Liability insurance will protect the staffing firm from a variety of claims that can arise from its business operations. The policy will respond to lawsuits alleging the staffing firm caused, for example, bodily injury or property damage to property owned by third parties, copyright infringement, slander, libel, or other damage to a person’s reputation, and physical injuries. It is critical that you secure a policy tailored to the staffing insured’s needs – and the requirements of your clients.

PHLY's General Liability Coverage for Staffing Industry

Our General Liability policy steps in to protect a staffing firm for legal actions alleging bodily injury and property damage. For the insured’s contract employees (temporary placements), our occurrence-based policy specifically extends coverage to the insured for damage caused by the contract employee while on assignment (care, custody and control).

Highlights:

  • Individual Policy – separate limits
  • Deductibles available for BI and/or PD
  • Deductible aggregate available
  • Deductible does not apply to defense
  • Includes: Blanket Additional Insured, Blanket Waiver of Subrogation, and Primary Non-Contributory where required by written contract.
  • Coverage up to the GL policy limits for property in the care, custody, or control of the insured.
  • No exclusion for third-party Employer’s Liability Claims (commonly referred to as “action over”.
  • Coverage territory is worldwide for all named insureds domiciled in the USA

Submission Requirements:

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