Staffing Umbrella Liability Insurance

In today’s litigious environment and with the high cost of liability claims, it’s only prudent that staffing firms carry Umbrella Liability insurance. An Umbrella policy contains additional coverages and additional limits of liability over the underlying policies. Many clients in fact require that staffing firms carry higher liability limits and staffing firm risk managers will request such coverage for adequate protection.

PHLY's Umbrella Liability Insurance for Staffing Industry

Our Umbrella Liability policy provides increased coverages and limits of liability over scheduled underlying policies including Professional Liability (PL), General Liability (GL), Commercial Automobile Liability, Employee Benefits Liability (EBL) and Employers Liability (EL).

Umbrella Liability Highlights:

  • Mental anguish is not excluded from the definition of bodily injury
  • Occurrence coverage provided over Commercial Auto, GL, PL, EB, and EL
  • Follow Form of the underlying PL, GL, EBL, and EL policies
  • Coverage for exposures NOT covered by the underlying

Submission Requirements:

  • ACORD Form Application
  • Currently Valued – 5 Years’ Carrier Loss Runs

Visit Website: https://www.phly.com/