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Workers’ Compensation

If your business has five or more employees, most states require that you offer workers’ compensation insurance. At World Wide Specialty Programs, it’s one of the policies we provide. In case of injury or illness Workers Comp will cover:

  • Lost wages due to being unable to work
  • Medical expenses incurred
  • Permanent disability
  • Rehabilitation
  • Death benefits

Statutory Workers’ Compensation provides employees who become injured or ill while on the job with medical coverage and income replacement.

Highlights:

  • Single and multi state policies available
  • Available in all states (excluding monopolistic states: OH, ND, WA, WY)
  • $50K minimum premium (exceptions can be made – call for details)
  • Guaranteed Cost

Submission Requirements:

  • Commercial Insurance & Workers Compensation ACORD Application
  • Complete WW Supplemental Questionnaire
  • Justification forms for all restricted codes
  • 3 years currently valued loss runs
  • 3 year premium history including audits where available
  • Copy of your current Experience Rating worksheet
  • Detailed explanation on all claims over $50,000
  • Information pertaining to safety program
  • Financial statement subject to individual underwriting requirements

For more information, please call (877) 256-0468 or email us today, or fill out the convenient form on this page.

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