• Individual Policy – limits and deductible tailored to client needs
• Occurrence Form
• Duty to Defend
• Protects insured against third-party claims alleging abusive acts
• Coverage is NOT limited to alleged or actual sexual misconduct. Abusive Acts also includes physical, mental anguish, emotional, sickness, disease, mental injury, shock and fright
• Supplemental payments for investigation and counseling related to allegations of an abusive act
• Supplemental payments for expenses in retaining the services of a media consultant or public relations professional in response to allegations of an abusive act
• World Wide coverage

Submission Requirements:

• World Wide Staffing Industry Insurance Application
• Currently valued – 3 years carrier loss runs
• Copy of Employee Manual or Employee Handbook