Staffing General Liability Insurance

Companies that utilize temporary labor will require that the staffing firms with which they work to carry Commercial General Liability (CGL) insurance. General Liability insurance will protect the staffing firm from a variety of claims that can arise from its business operations. The policy will respond to lawsuits alleging the staffing firm caused, for example, bodily injury or property damage to property owned by third parties, copyright infringement, slander, libel, or other damage to a person’s reputation, and physical injuries. It is critical that you secure a policy tailored to the staffing insured’s needs – and the requirements of your clients.

World Wide’s General Liability Coverage for Staffing Industry

Our General Liability policy steps in to protect a staffing firm for legal actions alleging bodily injury and or property damage. For the insured’s contract employees (temporary placements), our occurrence-based policy specifically extends coverage to the insured for damage caused by the contract employee while on assignment (care, custody and control).

Highlights:

  • Individual Policy – separate limits
  • Deductibles available for BI and/or PD
  • Deductible aggregate available
  • Deductible does not apply to defense
  • Includes: Blanket Additional Insured, Blanket Waiver of Subrogation and Primary Non-Contributory
  • Broadened definition of staffing services now incorporates “including but not limited to”
  • ISO-based – allowing the addition of any ISO form needed by a client
  • Coverage for the acts and services performed by insured and employees
  • No CCC exclusion or sub-limit
  • No exclusion for third party Employer’s Liability Claims
  • Knowledge of claim is limited to Corporate Officer or Risk Manager
  • Coverage territory is worldwide for all named insureds domiciled in the USA

Submission Requirements: