The future of remote work is uncertain, but many in the workforce are pushing to keep the trend that many companies started two years ago. During the pandemic, many employers adopted a remote work policy out of safety concerns. Now that telework is no longer a critical need, many companies face the difficult decision of continuing to offer remote work, requiring all employees to work on-site, or finding a compromise between the two. With the popularity of telecommuting amongst workers, it looks like it is here to stay in some capacity.
Remote work has many advantages, one of which is the ability for employers to hire candidates based entirely on qualifications instead of the location. It allows that to source top talent and makes for a non-traditional workforce with unique insurance needs. Find out more about the advantages of remote work, insuring remote workers, and how a Staffing General Liability Insurance policy can meet your needs.
Advantages and Downsides of Remote Work
After months or years of experiencing what it’s like to work from home, every worker has their mind made up on whether they like it or not. Most of it comes down to personal preference. Some workers would choose to find another job rather than return to the office. The critical points considered are:
- Work-life balance depends on home responsibilities. It can offer greater freedom or more distractions.
- Communication and connection with other team members vary according to available communication methods and worker personality.
- Productivity may increase or decrease depending on distractions.
- Commute time eliminated with remote work.
- Career development is typically better in the office than in remote work.
There is no clear answer, as everyone has a different viewpoint and opinion on whether on-site or remote work serves these areas best. Due to the flexibility and freedom that remote work offers, a significant part of the workforce likes to have the option to work from home at least part of the time. Others enjoy the experience of working together with other team members in the office and view salary and opportunity for advancement as driving factors in job selection rather than the availability of remote work.
Insurance for Remote Workers
Since it looks like some version of remote work is here to stay, employers must know how to insure this type of workforce. First, see the difference between general and liability insurance. A general liability policy typically covers accidents that result in injuries and property damage. A professional liability policy offers coverage tailored to the specific risk within an employer’s industry.
Talk to your clients about their needs and what types of employees they have. Staffing general liability insurance can cover temporary workers or those hired by an agency.
The continued trend to offer remote work as an option for employees has changed work forever.
About World Wide Specialty Programs
For the last 50 years, World Wide Specialty Programs has dedicated itself to providing the optimal products and solutions for the staffing industry. As the only insurance firm to be an ASA commercial liability partner, we are committed to that partnership and committed to using our knowledge of the industry to provide staffing firms with the best possible coverage. For more information about Staffing Professional Liability Insurance or any other coverage, we have available to protect your staffing business, give us a call at (877) 256-0468 to speak with one of our representatives.